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本帖最后由 helennaa 于 2012-6-27 18:09 编辑
(以下所指的各种个人或家庭收入,指的都是税前收入,这个会影响到发放补助的额度。对于Phd奖学金还有centrelink发的补助,都是免税的收入,是不算在家庭收入里面的;因而在估算家庭收入的时候,不需要包含进去。)
育儿补贴都是没有等待期的,即拿到PR即可以申领。对于有小孩的家庭,从以PR身份登陆澳洲那天开始,就可以开始申领了。当然小孩也必须是PR,同时必须在澳洲境内才行。如果小孩离开澳洲连续达13周,那么大部分的育儿补贴将会停发。13周以后,只发Base Rate,很低的额度。如果持续离境不回澳洲,Base Rate最多可以发3年。只有当小孩重新回到澳洲境内了,才会重新按照原额度发放(回来可能还得和相关部门,如centrelink,联系之后,才会重新发放)。
Family Tax Benefit Part A:只要有小孩,即发放该补助。这项的发放额度和家庭的总收入有关。这项相当于牛奶金。
Family Tax Benefit Part B:只要有小孩,即发放该补助。这项的发放额度和父母的低收入那方的收入有关。这项相当于是对父母中,一方工作,一方不工作而在家带小孩的家庭进行补贴。
一些疑问:Family Tax Benefit从什么时候开始可以拿?下签日?短登日?长登日?
答:我朋友南澳176签证,首次登陆即长登,小孩拿到的Family Tax Benefit是从登陆日期开始算起的。我本身是175签证,但是之前在澳洲一直拿的学生签证,我们拿到的Family Tax Benefit是从下签的日期开始算起的,我们的情况稍微有点特殊。对于在澳大利亚境外申请而拿到PR的,澳洲的相关政策是:澳洲境外的申请人,准签意味着拿到了PR visa,而只有过了澳洲的海关以后,才真正算是PR,才有权利享受PR的各项福利(见下面的reference)。因此,一家人短登的话,按理也应该可以享受Family Tax Benefit等福利了。对于这种情况,具体细节可以登陆以后去centrelink问。
http://www.lawhandbook.org.au/handbook/ch22s01s02.php
引用:
A person who is granted a permanent visa and has then been through immigration clearance becomes a permanent resident of Australia. Such a person will have most of the rights of an Australian citizen, except for the right to vote (there are some exceptions for certain British subjects) and to hold public office. Social security payments are generally not available within the first two years of entry (except special benefits).
Rent Assistance:只要有小孩,同时是租房的,就会有租房补贴,最高额度是两周发$140(2011至2012财政年额度)。这项的发放额度和家庭的总收入有关,也和租金有关。
Child Care Benefit (简称CCB):小孩上幼儿园,才发放该补助。这项的发放额度和家庭的总收入有关。
Child Care Rebate(简称CCR): 小孩上幼儿园,并且父母都工作/学校至少15小时一周的情况下,才发放该补助。
在一个财政年中,如果你的孩子是固定每周都上Childcare,那么你的孩子将可以获得42天的假期CCB和CCR补助。意思是说,你的孩子因度假或其它私人原因不去上Childcare的话(这时,Childcare费用依然是要支付的),这种情况下你的孩子可以获得最多42天的CCB和CCR的补助。如果在一个财政年内,度假超过42天,那么超过的天数里,将没有CCB和CCR的补助(Childcare费用依然是要支付的,除非你主动退出那个Childcare centre,等度假回来,另外找一个centre,或到原来的centre排队。。。)。另外,如果是病假或其它原因导致不能上Childcare,并且能有文件证明的话,那么还可以再享受另外的42天CCB和CCR的补助。如果每周不是固定上Childcare(指Occasional Care的情况,具体不是很清楚怎么定义的),这种情况下,无论任何原因不上Childcare,也无论不上的天数,都能享受CCB和CCR的补助(当然Childcare费用是都得付的,不论你上不上Childcare,只要你预订了Occasional Care,那么费用就一定要交的)。详情请参考:http://www.familyassist.gov.au/p ... child-care-benefit/
另外,对于低收入者,还会有Health Care Card,是一种concession card,在很多地方享受打折优惠,如坐公车等。
关于发放额度,以下举一些典型的例子,大家也可以到网上去自己进行估计,网址是:
https://www.centrelink.gov.au/Ra ... serCombinedStart.do
一般选择是下面这两项:
Estimate Family Assistance rates only (不上幼儿园)
Estimate Family Assistance and Child Care Benefit and Child Care Rebate Entitlements together (上幼儿园)
(以下例子的租房补贴均以房租$300/week来算的。
例子一:
1个小孩,父母一方工作,一方在学校全职学习(如读Phd,奖学金不算收入,因为是免税的),家庭年总收入在45k以下
Family Tax Benefit Part A $164.64
Family Tax Benefit Part B $131.46
Rent Assistance $140.14
Estimated Family Assistance payment(以上三项之和) $436.24
以上是每两周发放的额度。
如果上幼儿园,以下是每周发放的额度:
CCB $180.89
CCR $57.05
例子二:
1个小孩,父母一方工作,另一方不工作,家庭年总收入在75k左右。
Family Tax Benefit Part A $67.06
Family Tax Benefit Part B $139.16
Rent Assistance $18.06
Estimated Family Assistance payment(以上三项之和) $224.28
以上是每两周发放的额度。
如果上幼儿园,以下是每周发放的额度:
CCB $58.22
CCR $0
例子三:
1个小孩,父母双方工作,家庭年总收入在115k左右。
Family Tax Benefit Part A $0
Family Tax Benefit Part B $0
Rent Assistance $0
Estimated Family Assistance payment(以上三项之和) $0
以上是每两周发放的额度。
如果上幼儿园,以下是每周发放的额度:
CCB $44.36
CCR $125.32
例子四:
2个小孩,一个小孩上小学(+After School Care,这个有补贴),一个小孩上幼儿园,父母一方工作,一方在学校全职学习(如读Phd,奖学金不算收入,因为是免税的),家庭年总收入在45k以下
Family Tax Benefit Part A $329.28
Family Tax Benefit Part B $139.16
Rent Assistance $140.14
Estimated Family Assistance payment(以上三项之和) $608.58
以上是每两周发放的额度。
以下是CCB和CCR每周发放的额度:
CCB $50.36 (Child 1)+$197.18(Child 2)
CCR $86.27
例子五:
2个小孩,一个小孩上小学(+After School Care),一个小孩上幼儿园,父母一方工作,另一方不工作,家庭年总收入在75k左右。
Family Tax Benefit Part A $194.04
Family Tax Benefit Part B $140.00
Rent Assistance $55.58
Estimated Family Assistance payment(以上三项之和) $389.62
以上是每两周发放的额度。
以下是CCB和CCR每周发放的额度(如果还上幼儿园和After School Care的话):
CCB $37.41(Child 1)+$70.42 (Child 2)
CCR $0
例子六:
2个小孩,一个小孩上小学(+After School Care),一个小孩上幼儿园,父母双方工作,家庭年总收入在115k左右。
Family Tax Benefit Part A $0
Family Tax Benefit Part B $0
Rent Assistance $0
Estimated Family Assistance payment(以上三项之和) $0
以上是每两周发放的额度。
以下是CCB和CCR每周发放的额度:
CCB $17.22 (Child 1)+$67.53 (Child 2)
CCR $167.62
此外,关于双职工父母,小孩上幼儿园、小学需要接送的问题
1). 6周以后就可以放幼儿园了,有的幼儿园是接收的。也可以晚点放,直到5岁以前,放long day childcare centre,7:30am-6:30pm。
2). 4岁,上pre-school,时间短。有的pre-school是和long day childcare在一起开的,所以可以直接把小孩留在那里,接着上long day childcare。不然需要自己接送或请人接送。
3). 5岁,上小学了,有after-school care,一天25刀还是多少,可以到7pm,当然这是freeoz bbs看到的,具体多少钱我也不敢肯定。但是after-school care肯定是有的。
28/01/2012补充:阿德一个声望不错的primary school提供的before-school care & after-school care的节目清单以及收费(2012的收费标准)
Before School Opening Time: 7.30am - 8.30am
Children have a variety of indoor activities on offer
• Art and craft
• Board games
• Cartoon Viewing
• Pool table and pinball facilities
After School Hours: 3.15pm - 6.00pm
Junior School children are picked up from 3:05pm from their classrooms.
•3.15pm - Children will need to have their name marked off the role. Children's bags must be placed on the bag racks.
•3.15-4.00pm - Afternoon tea is served in the kitchen and all food is to be eaten outside. Children must wash their hands.
•4.00pm - Meeting is held between children and staff. Children are told what areas will be supervised and what activities will be on offer that day.
•4.00 - 5.30pm - Activities are conducted. A weekly activity program is displayed on the kitchen notice board.
•5.30 - 6.00pm - Pack up time.
Program Fees
Before School Care: $6.60
After School Care: $15.20
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